Risks of Using Online Estate Planning Services

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Are you sure your online estate planning service protects as effectively as working with a licensed attorney?

With the rise of artificial intelligence, the ease and convenience of online estate planning may seem attractive. However, like moths drawn to a flame, using an online estate planning service could burn you. In this article, you will discover 3 risks and potential impacts of using online estate planning services.  

       1. Lack of Personalization

Risk: Online services typically use generic templates and standardized forms. Without personalized legal advice, your estate plan may not fully address your unique circumstances or wishes.

The Impact: This lack of personalization can lead to oversights, resulting in an ineffective or incomplete estate plan.

       2. Limited Accountability and Support

Risk: Online estate planning services may lack the accountability and ongoing support provided by a licensed attorney.

Impact: Without professional assistance, users may struggle to navigate legal challenges and there may be no recourse for addressing issues that arise after the process is completed.

      3. Changes in State Laws

Risk: Estate planning laws vary by jurisdiction, and online services might not be updated promptly to reflect changes in state-specific regulations.

Impact: Failing to consider and adhere to local laws may result in an estate plan that is not legally valid or enforceable.

While online estate planning services appear convenient, we examined the risks in terms of personalization, accountability, support, and staying up-to-date on state laws. Individuals are encouraged to consider the risks and compare them to the benefits before choosing between an online service or consulting with a licensed estate planning attorney.

This article is for educational purposes only, not to provide specific legal advice. It should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.

For assistance with Maryland and D.C. wills, estate planning and probate, contact the

Law Offices of Elsa W. Smith, LLC at


Attorney Elsa W. Smith